Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so overwhelming. Where do I begin?

Current rate of 6.88% APR payment or $86.47 per $1000 barrowed over a 12 month term. Other rates and terms are available. Raters are current as of press time and subject to change without notice. Rate includes a 0.25% rate discount for automatic payments from a DVFCU Checking Account. 

According to the National Retail Federation, the average American parent will spend upward of $700 per child this shopping season. If that’s enough to put a damper on your summer plans, take a deep breath and relax. You don’t need to spend yourself into debt just because everyone else seems to be doing it. Let Diamond Valley show you how!

With unemployment levels rising and many employers cutting work hours, lots of college grads are now struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. Here’s all you need to know about the changes to student loan debt during the coronavirus pandemic.

*Based on a $100,000, no points, monthly payments (principle and interest only) of $1293.57 on a 7 year mortgage based on an interest rate as low as 2.473% APR. Rate is listed for a first-lien purchase money mortgage on an owner occupied single family detached primary residences only. Rates are current as of press time and subject to change without notice. Other restrictions may apply.

As you work on perfecting your resume and portfolio for the best shot at landing that post-college dream job, think about who you’ll list as your job references. Don’t underestimate the importance of this step. According to a survey by CareerBuilder, nearly 70 percent of employers have changed their mind about a possible job candidate because of the input shared by a reference. Make sure you choose yours well and follow these tips for ensuring they give you a glowing report.

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